Low Effort Finance is about simple money systems for people who hate budgeting. No spreadsheets, no daily tracking, and no guilt — just practical setups that reduce stress and work quietly in the background.
A Simple Budget for People who Hate Budgeting
The Lazy Budget that Actually Works
What to do if You’re Behind on Money (Without Starting Over)
The Lazy Way to Build an Emergency Fund
Why Most Budgets Fail (And why That’s not Your Fault)
The Only Budget Categories that Actually Matter
How to Stop Checking Your Bank Account Every Day
The 3-Account Setup for People who Don’t want to Track Spending
Low Effort Finance 